1379909958784404 1379909958784404

What type of insurance coverage do you need?

Image result for small business tips



Optimism is the fuel that drives the entrepreneurial spirit. Too much optimism, however, can get a small business owner into trouble. A business plan built solely on the "best case scenario" can be dangerous . That's why smart business owners must temper their innate optimism with a healthy dose of reality. In other words - they learn to manage risk.


1. Protecting your property

Property holdings are often a small business owner's largest asset. Therefore, for the long-term security of your small business, it is vital that you evaluate potential threats to your property and develop a plan to manage those threats. 

Image result for protect assets


2. Business interruption

Is your business prepared to handle a storm? Do you have a plan in case a fire causes your facility to become temporarily unusable? Ill-prepared business are often forced to shut down operations completely during repair, which can irreplaceable damage to your brand and employees. Having plans in case of weather or other accidents can help you maintain your business and mitigate long-term problems.

Image result for business interruption


3.Liability losses

Protect your assets with adequate Commercial General Liability Insurance coverage.


4. Key person losses

Many small businesses are built on the talents and expertise of a few key individuals. Have a plan for maintaining your current level of performance and revenue stream in case one of your key members is suddenly unable to work.


Image result for executive board


5. Injuries to employees

 Understand your employee health and safety obligations. Have proper pre- and post-accident procedures in place.


Image result for workplace safety


6. Managing electronic data and computer resources

With the increased risk of data breaches and hacks, having proper security systems and personnel in place is crucial for protecting your business, employees & clients.


Image result for protecting against data breach


7. Employment practices

Be cautious of wrongful employment practices which can cost you your reputation and business overall.


Image result for wrongful employment


8. Contracts

Evaluate every contract and agreement with a professional before signing anything. 

Related image


Evaluate your potential threats, and always have plans in place in case your small business experiences a threat.

Contact Carriage Trade Insurance to learn more about how our Business Insurance options can protect your small business. 

Posted 1:30 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2014
  • 2013
  • 2012

View Mobile Version

Our Customer Feedback

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Carriage Trade Insurance Agency, Inc.
© Copyright. All rights reserved. Powered by Insurance Website Builder