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Carriage Trade Insurance Agency Blog Page 8

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  When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. Cyber exposures impact businesses of all sizes, therefore corporate Boards must play an active role in prevention plans.   READ MORE >>

Your reaction and ability to communicate well in the event that you encounter a hostile intruder at the facility can mean saving lives. There are a few things you should consider carefully now so that if an incident does arise, you are fully prepared to protect yourself and your students.  READ MORE >>

  Choosing a daycare or school can be a difficult decision for many parents. With the increased concern for safety issues, security, and the overall operations of a facility and its staff, you want to make sure your facility and services meet parents' expectations and regulations. READ MORE >>

  The violence that occurs in neighborhoods & communities has found its way inside the halls. Officials and managers must do more to prevent violence and its preventable aftermath. Effective facilities take special care in training their entire staff on understanding and identifying warning signs for violent behavior. READ MORE >>

  Employing trustworthy, quality child care specialists is one of the most important responsibilities of an administrator or manager. Background checks are a fundamental part of ensuring this trustworthiness. While regulations vary from state to state, there are certain federal resources that can help educational facilities ensure the integrity of their teachers. READ MORE >>

  General distractions, getting lost in thought and daydreaming are the #1 cause of distracted driving accidents. This can be caused by tiredness, thinking about something that is upsetting, road rage, or being under the influence of alcohol or drugs.  To avoid this problem remain conscious of your driving focus. READ MORE >>

The second leading cause of distracted driving accidents is cell phone use behind the wheel. This includes texting, talking, dialing or listening to content while driving. The National Safety Council states that cell phone use while driving leads to 1.6 million crashes each year. READ MORE >>

  Hurricanes are at their peak from June through November. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. The best way to minimize damage is to be prepared before one strikes.      READ MORE >>

  The third leading cause of distracted driving accidents is distraction from outside people, objects or events. If there is an accident on the other side of the road, or fire trucks speeding past, make sure you remain concentrated on the road and drivers in front of you.      READ MORE >>

  Cyber-attacks and data breaches can result in devastating damage. Businesses have to deal with business interruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cybercrime. Cyber Liability Insurance has become an essential component to any risk management program. READ MORE >>

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