Contact Us Today / 516.358.5600 ☰ ˟
Contact Us Today / 516.358.5600
Sexual Harassment Training COVID-19 FAQ Client Portal
Logo
  • Home
    • Home Page
    • Anti-Sexual Harassment Training
  • Get a Quote
  • Insurance Offered
    • Automobile
    • Business & Commercial
    • Church Insurance
    • Cyber Liability Insurance
    • Daycare Insurance
    • Health Insurance
    • Homeowner's Insurance
    • Life Insurance
    • Nonprofit - Social & Human Insurance
    • Professional Liability Insurance
    • School Insurance
    • Voluntary Benefits Insurance
    • Crime Insurance
  • Blog
  • Resources
    • Customer Service
    • File a Claim
    • Secure Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Important Files
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About Carriage Trade Insurance
    • Location Map
    • Employee Directory
    • Partners
    • Customers Testimonials
    • Privacy Policy
  • Contact

What type of insurance coverage do you need?
Home > Blog > 8 Ways to Save on Your Auto Insurance
WEDNESDAY, DECEMBER 16, 2020

8 Ways to Save on Your Auto Insurance

8 Ways to Save on Your Auto Insurance

 

Rising premiums may leave you wondering what you can you do to save money on auto insurance. While you can’t control all of the factors influencing your premiums, there are a number of cost-saving strategies you can use:

Tips to Save You Money

1.       Maintain a clean driving record. Your driving record is one of the largest factors that insurers consider when determining your auto insurance premium. You should always practice safe driving by eliminating distractions, focusing on your surroundings and driving defensively.

2.       Take advantage of discounts. Most insurers offer a wide range of discounts. Ask your insurance agent what discounts may be available to you—such as good driver or good student discounts, or taking driver’s safety courses.

3.       Shop around. Every insurance company has their own way of determining your premium costs based off your personal information. Work with your insurance agent to request quotes from various insurers. This will allow you to see who is able to give you the best pricing for your desired coverage options.

4.       Choose the right deductible for you. Having a higher deductible will reduce your premium costs since you’ll then be paying more out of pocket if you file a claim. If you have a clean driving record, haven’t been at-fault for any accidents and can afford to pay a higher deductible, you may want to consider choosing a high-deductible plan.

5.       Reduce and report your mileage. A big component of your premium costs depends on how many miles you drive per year. If possible, try to limit your driving. And if you have reduced mileage, make sure to contact your insurer to let them know—you could potentially cut your insurance rate.

6.       Choose a car that’s easy to insure. Vehicles that have lower safety ratings and are more expensive to repair typically have a higher premium. Ask your insurance agent about the different premiums available for each model of the vehicle you are considering in order to determine which car is the most cost-effective to insure. 

7.       Maintain a good credit history. Most insurance companies will look at your credit when determining your premium. You should routinely check your credit report for inaccuracies, keep credit card balances low and make all credit card and loan payments on time.

8.       Bundle your policies. Most insurance companies will offer you the option to bundle multiple policies together in order to save money. For example, many companies offer substantial discounts if you bundle your home and auto policy with them.

For More Information

To talk more about ways to save on your auto insurance policy, contact Carriage Trade Insurance Agency, Inc..

 

Posted 7:00 PM

Tags: auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2014
  • 2013
  • 2012

  • safety tips(59)
  • auto insurance(44)
  • business insurance(26)
  • health insurance(24)
  • driver safety(23)
  • homeowners insurance(21)
  • cyber security(20)
  • cyber liability(17)
  • distracted driving(14)
  • tips(13)
  • driving safety(12)
  • health tips(12)
  • daycare insurance(11)
  • school insurance(10)
  • nonprofit insurance(9)
  • prevention tips(8)
  • driving tips(8)
  • auto coverage(7)
  • car safety(6)
  • summer safety(5)
  • emergency kits(4)
  • woodworking insurance(4)
  • don't text and drive(4)
  • storm safety(3)
  • drunk driving(3)
  • emergency tips(3)
  • cyber safety(3)
  • social media safety(3)
  • cybersecurity(3)
  • woodworkers insurance(3)
  • covid vaccine(2)
  • life insurance(2)
  • lumberyard insurance(2)
  • coronavirus(2)
  • non-profit insurance(2)
  • directors and officers insurance coverage(2)
  • woodworkers tips(2)
  • awareness(2)
  • machinery safety(2)
  • safe computing 2022(2)
  • sexual harassment(2)
  • renters insurance(2)
  • covid 19(2)
  • #coronavirus #healthinsurance(1)
  • tips for nonprofit organizations(1)
  • tire safety(1)
  • local business(1)
  • mary quinn's mark foundation(1)
  • driving emergencies(1)
  • spring(1)

View Mobile Version

Our Customer Feedback

Read More

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Carriage Trade Insurance Agency, Inc.
99 Tulip Avenue
Suite 404
Floral Park NY 11001
At Carriage Trade Insurance, the spirit of creativity is alive and well! We’ve dedicated our careers – a combined 40-plus years – to continually stay abreast of trends and innovations in the insurance industry and put that knowledge to work for you to create unique and individualized insurance solutions.
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Latest News/ Join Our Newsletter/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ File a Claim/ Insurance Glossary/ FAQs
Icon Icon
Icon Icon Icon
Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder