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What type of insurance coverage do you need?

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As we reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact Carriage Trade Insurance if you are affected by any of the following life events:


1. Marriage

When your marital status changes, so do your insurance needs. Marriage usually leads to the combination of households, vehicles and other property. This makes it critical to update your policies accordingly.

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2. New home ownership or home renovations

Purchasing a home is a big investment - one that you will want to protect. After purchasing a home, ensure that you have homeowners insurance to protect against events such as fires, weather damage, theft, vandalism, and accidental damage. Also, report your major home improvements to Carriage Trade to protect any increased value to your home.

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3. New children

Having or adopting children is not only a huge life change, but also a major financial commitment. It is important to purchase the right policy to secure your child's future. Add your child as a beneficiary on any life insurance policies, and make sure your coverage is significant.


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4. New teenage drivers

Teen drivers tend to carry the highest risk for auto accidents. Consider adding your teen driver to your auto policy, as it is generally cheaper than purchasing a separate policy. Costly accidents can happen without warning, so it is important to be prepared.

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5. Valuable purchases or sales

If you're an entrepreneur, there will likely come a time when you will either buy or sell your business. These events along with the purchase of high value items require proper coverage.

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6. Retirement

When you decide to retire, you may consider changing residences or purchasing another home. Let Carriage Trade know where you plan to spend your time.


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 Insurance is critical for nearly every stage of life. Let us cover you every step of the way.

Contact Carriage Trade Insurance if you have any new needs or questions.



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