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We have all heard stories of mysterious phone calls and e-mails begging for personal information or help. It is important to know which calls to avoid and which e-mails to delete and report immediately to ensure the privacy and protection of your personal information. 


1. Suspicious e-mails from friends requesting money

This is a method increasingly used by Internet scammers, especially since some people do not think twice before sending help to their “friends stuck in foreign countries.” Make sure to call your friend about this so they can contact their providers and make their other friends aware of the scam. 


2. Unofficial calls from the federal government or the bank

Someone may call posing as the IRS or a bank teller, requesting your personal information. If you receive a call like this, contact your bank immediately and do not share any of your information with unauthorized individuals. 


3. Unusual Pop-Up windows on your computer

Recently, a number of well-known software providers have had scams with pop-ups on their users’ computers, suggesting a virus or problem that needs to be fixed immediately. Do not click on these pop-ups or call the number indicated. If someone was to reach you on the phone about this problem, do not give any information to them.


4. Wiring money to Facebook “friends”

 It is possible for scammers to pose as a user’s friend on Facebook, making a fake profile using the name and photo of that person. Do not agree to pay anyone through this medium. In recent cases, a fake user generated over $1 million by offering fake grants to users in different states. 


5. "You’re a Winner” e-mails and calls

This is another popular form of scamming. If you receive e-mails or calls suggesting that you have won a sweepstakes or a free vacation, do not speak with the individuals or e-mail back any personal information. Report e-mails as spam, and block the caller from calling back again.



Stick to falling into leaves, instead of falling for these common schemes. 


Call Carriage Trade Insurance if you have any questions at (516)358-5600 or e-mail us: adejohn@carriagetradeinsurance.com.

Posted 1:57 PM

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