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What type of insurance coverage do you need?

1. Saying No to Insurance

You are NOT saving money by not purchasing insurance. You should have auto insurance, homeowners insurance and most importantly health insurance. Expenses for any accidents or doctor visits will add up especially when you are not prepared for it. Purchasing the Basic Insurance is all you need sometimes. Contact Us to figure out what policies are more suitable for your need.


2. Check for New Policies

Every few years make sure to review your policy. Sometimes better discounts may be available. You may benefit by reviewing coverage and deductibles. Call us at (516) 358-5600 and we can help you get the best coverage for the best price. What do you have to lose?


3. Not Asking for Discounts

Failing to ask for discounts and credits to reduce your premiums is a common error in judgements. For example, being a good student or your occupation are reasons that can be eligible for a discount. Our experienced insurance professionals can assist you in both Personal and Commercial Lines.


 4. Having Minimum Auto Insurance

When you buy a minimum coverage policy, especially minimum auto liability insurance, that is ALL you are getting - Minimum Coverage. This means that your liability may not cover you properly. Contact Us to figure out what type of coverage you need based on your vehicle, driving record and what you have at risk to lose. Remember our goal is to help you pay less out of your pocket than you need to!


5.  Not Knowing your policy

Not knowing what your policy covers is the biggest mistake you can make. Be well informed and know what you are covered for. Remember your deductibles or write them down for easy access. Don’t wait until something unfortunate happens to realize that you are not covered by your current policy. Be in the know!

For more information about our insurance and what we offer. Visit our Website.



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